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🔋🔥 Amazon Basics 20000mAh Power Bank – Loot Deal!

MRP ₹3,999 → Now ₹899 😱 (78% OFF)

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🌬✨ LEVOIT Core Mini Air Purifier – Amazon’s Choice!

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📉 Why Most Indians Don’t Build Wealth — RBI’s Shocking Breakdown

Ever wondered why wealth creation feels slow for most Indians?
This RBI data reveals the real reason 👇

How Indians Allocate Their Wealth:

1️⃣ Bank Deposits: ₹6.5 lakh crore (25.5%)
2️⃣ PF & Pension Funds: ₹5.8 lakh crore (22.7%)
3️⃣ Life Insurance: ₹4.4 lakh crore (17.2%)
4️⃣ Small Savings Schemes: ₹3.4 lakh crore (13.3%)
5️⃣ Cash Held: ₹2.6 lakh crore (10.5%)
6️⃣ Mutual Funds: ₹1.6 lakh crore (6.3%)
7️⃣ Stocks (Equity): ₹48,613 crore (1.9%)
8️⃣ Non-Bank Deposits: ₹41,560 crore (1.6%)

🚨 Reality Check:
88% of India's household wealth sits in low-yield, low-growth assets.
Only 1.9% is invested in equities—the asset class that actually builds long-term wealth.

This isn’t a “risk problem.”
It’s a behavior problem.

Why It Matters:

📌 India invests 10× more in cash than in stocks
📌 4× more in insurance than mutual funds
📌 More in PF/PPF than all market assets combined

Result?
Slow growth.
Slow compounding.
Slow wealth creation.

A Smarter Wealth Strategy:

✔️ 10–20% → Cash & deposits (liquidity)
✔️ 20–30% → PPF/EPF (safety)
✔️ 10–15% → Gold (hedge)
✔️ 35–50% → Equity & mutual funds (growth)

💡 Saving keeps you safe. Investing makes you wealthy.
Because inflation doesn’t care where you feel safe —
Only returns can protect you.

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Loot : Upto 90% Off on Tokyo Talkies Clothing

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Carbamide Forte Ashwagandha KSM66 600mg - 60 Tablets @599

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