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=================
Terms & Conditions for Consumers:

1. It is a Government of India scheme exclusively for BHIM App users. ii. Joining Cashback

A. New BHIM app user on downloading, installing and successfully completing one financial transaction of minimum amount > Re. 1 will get cashback of Rs.51/-.

B. The joining cashback will be received only once.

C. The cashback will be credited to the bank account of the user within 3 working days.

D. The scheme is applicable for BHIM App only.

2. Cashback on Transactions: The scheme is applicable to both BHIM as well as BHIM UPIusers of the Bank:

A. If Minimum transaction amount is Rs.100/- per transaction a. App users will get cashback of Rs.25/- per unique financial transaction.

B. Incentive will be paid for maximum for 20 unique transactions per calendar month. Only unique transactions will be eligible for incentive.

C. Maximum cashback which can be received by a user is ₹ 500 per calendar month (₹ 25 per transaction x 20 unique transactions)

D. If the minimum transaction amount is > ₹ 10 per transaction:

E. Number of transactions per month >25 but less than 50 – Max cashback Rs.100/-. b. Number of transactions per month >50 but less than 100 – Max cashback Rs.200/-.

F. Number of transactions per month >100 – Max cashback Rs.250/-

G. Cashback for transactions with BHIM /BHIMUPI App(s) users will be paid on monthly basis and will be credited to their bank account within 10 working days of the next month

H. Calendar month will be used for calculation of “month”

3. Maximum eligible cashback is ₹ 750 per user per calendar month (₹ 25 per transaction x 20 unique transactions) + (₹ 250 based on minimum transaction value is > ₹ 10).

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